If you are suffering from a permanent impairment or disability, you may have to apply for long-term benefits. Injury Lawyers Ottawa can help guide you through this difficult time.
A long-term disability insurance policy will outline the benefits that are available through your policy and how and when they will be paid. However many insurance companies’ definition of disability claims changes after two years and this sometimes makes it difficult to continue to qualify for long-term disability. Often an insurer will stop paying disability benefits as they deem that the individual no longer qualifies. It is possible to overturn these decisions and this usually will require legal action.
It is important that your long term disability insurance policy be carefully reviewed at an early stage because there are often deadlines within which an application for long-term disability benefits must be submitted. In addition, the policy will also set out the limitation period for challenging a denial or termination of long-term disability benefits, and once that timeline passes, you will be prevented from starting a lawsuit to recover those benefits.
Canada Pension Plan Disability Appeals
Canada Pension Plan (“CPP”) Disability Benefits are available to people who have suffered a prolonged or debilitating illness or injury that prevents them from gainful employment. Often people find that their application is denied despite the fact that they have not been able to work for some time as a result of their illness or injuries.
There is an appeal process available and, in many cases, the denial of CPP disability benefits can be overruled. There are timelines within which you must appeal a denial of CPP Disability benefits and so, it is wise to consult a lawyer as early as possible.
Injury Lawyers Ottawa can help you understand your rights and can guide you on the appropriate course of action to take if you have been denied Canada Pension Plan disability benefits.
If you have questions regarding a recent decision regarding your long-term disability insurance benefits or Canada Pension Plan disability benefits, contact Injury Lawyers Ottawa.